In Rhode Island, storms are a part of life—especially during hurricane season and harsh winter months. But when the wind howls, rain pours, or snow piles up, your roof is the first line of defense. If that barrier is compromised, the consequences can be expensive and stressful.
This guide will help you understand how storm damage affects your roof in RI, what to look for after a storm, and how to respond quickly to protect your home and investment.
What Types of Storm Damage Affect Roofs?
1. Wind Damage
High winds can lift, loosen, or completely tear off shingles—especially if they’re already aging or improperly installed. Wind can also damage flashing and ridge vents, exposing the roof to future water intrusion.
2. Rain and Water Damage
Heavy rain finds its way into even the smallest weaknesses. Over time, it seeps under shingles or through flashing gaps, leading to rot, mold, and insulation damage.
3. Hail Damage
Though less common, hail can dent shingles, crack granules, and accelerate the deterioration of your roof’s surface. Damage might not be visible from the ground but can reduce the roof’s lifespan significantly.
4. Snow and Ice Dams
Snow buildup and fluctuating temperatures often create ice dams—blocks of ice that prevent melting snow from draining off the roof. This can push water beneath shingles, damaging both the roof and attic space.
How to Spot Storm Damage on Your Roof
You don’t need to get on your roof to spot trouble. After a storm, walk around your home and look for these signs:
- Missing, cracked, or curled shingles
- Granules collecting in gutters or downspouts
- Pieces of flashing or roofing material in your yard
- Water stains on ceilings or walls
- Sagging rooflines or buckling shingles
- Debris like branches or tree limbs on your roof
If you see any of these red flags, it’s time for a professional inspection.
What to Do If You Suspect Storm Damage
Step 1: Stay Safe
Do not climb onto your roof yourself—especially if it’s wet, icy, or visibly damaged. The safest choice is to call a professional for an inspection.
Step 2: Document the Damage
Take photos of visible damage to your roof, gutters, siding, and interior ceilings. This documentation is essential for insurance claims and repair estimates.
Step 3: Protect Your Home
If water is actively leaking inside, place buckets or containers to collect it and move valuables out of harm’s way. Tarp the roof (if possible and safe) or request temporary covering from your roofing contractor.
Filing an Insurance Claim for Roof Storm Damage in RI
Many homeowners are unsure how to start the insurance process after a storm.
Here’s what to expect:
- Call your insurance provider to report the damage.
- Schedule an inspection with a roofing company that understands local insurance requirements.
- Get a written estimate detailing the scope of work and associated costs.
- Meet with the adjuster when they inspect your roof—your roofer can often assist or advocate for your claim.
- Receive payout and begin repairs.
At Liberty Roof Co., we work directly with homeowners to make the claims process smoother and ensure you’re getting the coverage you deserve.
Why Fast Action Matters
Storm damage may not always cause immediate leaks—but left unchecked, even small issues can worsen quickly. A missing shingle today could become a major water leak tomorrow.
By acting fast, you can:
- Prevent water damage and mold
- Preserve your home’s structure
- Maintain insurance eligibility
- Avoid more expensive repairs down the line
Preventing Future Storm Damage
While no roof is completely storm-proof, you can reduce the risk with:
- Annual roof inspections and maintenance
- Gutter cleaning to prevent water overflow
- Trimming trees near the roofline
- Upgrading to impact-resistant shingles or materials
- Ensuring proper attic ventilation to prevent ice dams
Final Thoughts
Storms in Rhode Island may be unavoidable—but long-term damage to your roof doesn’t have to be. The key is spotting problems early, responding quickly, and working with a licensed, experienced team.
At Liberty Roof Co., we help homeowners across RI recover from storm damage with quality repairs, honest inspections, and guidance through the insurance process. Whether you need emergency tarping or full replacement, we’ve got you covered.
Contact us today to protect your home after the next storm.